Which Brazilian banks use ATS for recruitment?

Itaú, Bradesco, Santander, BTG Pactual, and Nubank (for some positions) use Gupy or similar ATS platforms. Smaller banks and credit unions may use other systems or manual screening.

Should I list CPA-10 or CPA-20 even if they’re listed as required in the job posting?

Yes — always include certifications in your resume even if the job lists them as mandatory requirements. The ATS scores on keyword matching: if the posting asks for CPA-20 and your resume doesn’t mention it, you lose points even if you hold the credential.

What’s the difference between a resume for Nubank vs. a traditional bank?

Nubank values analytical profiles, data experience, startup culture, and clear communication. Bradesco and Itaú are more traditional — they value consistent career progression, regulatory certifications, and prior financial sector experience. Adapt the tone of your professional summary to each culture.

Do I need to include my tax ID (CPF) on a resume for banking jobs?

No. CPF, national ID, date of birth, and other personal data are not needed on a resume — for banks or any other company. That information is collected later in the hiring process.

Banking & Finance Resume for Brazil: ATS Keywords and Structure

March 2, 2026·5 min read

Brazil’s financial sector is one of the heaviest users of automated resume screening. Itaú, Bradesco, Santander, BTG Pactual, Nubank — all process hundreds or thousands of applications per role through ATS platforms. If you’re targeting a banking or finance position, your resume needs to be optimized not just for human readers, but for the automatic filters that run first.

Why banking roles are more competitive on ATS

Large banks post vacancies with very specific requirements: regulatory certifications (CPA-10, CPA-20, CEA — issued by ANBIMA, Brazil’s financial market certification body), experience with specific systems (SAP, Bloomberg), and knowledge of regulatory frameworks (BACEN — Brazil’s central bank, CVM — Brazil’s securities regulator). The ATS enforces these requirements strictly.

If the posting asks for “CPA-20” and your resume says “banking certification”, the system may not make the match. Use the exact terms the market and the job posting use.

Keywords for the financial and banking sector

Certifications and regulations

CPA-10, CPA-20, CEA (ANBIMA — Brazil’s financial market certification body)
CFP (Certified Financial Planner)
CNPI (investment analyst certification)
CGA (asset management certification)
Basel III, BACEN, CVM, SUSEP
LGPD, financial compliance, KYC, AML (anti-money laundering)
IFRS, BRGAAP, Sarbanes-Oxley (SOX)

Areas and functions

Credit analysis, credit scoring, loan origination
Risk management, market risk, operational risk, liquidity risk
Treasury, FX, fixed income, equities
Wealth management, private banking, retail banking
Bank accounting, reconciliation, month-end close
Internal audit, internal controls, SOX
Banking products: CDB, LCI, LCA, investment funds, pension plans

Tools and systems

SAP FI/CO, Totvs Protheus
Bloomberg Terminal, Reuters Eikon
SISBACEN (Brazil’s Central Bank information system)
Advanced Excel, Power BI, SQL
Python (for financial data analysis)
Salesforce CRM (for commercial roles)

Ideal resume structure for banking

Professional summary

Mention your area within financial services, years of experience, certifications, and specialization. Examples:

“Financial analyst with 5 years of experience in corporate credit analysis and risk management. CPA-20 certified with solid knowledge of IFRS and BACEN regulations. Experience in mid-size banks and fintechs.”

“Relationship manager with 8 years in private banking. CPA-20 and CEA certified. Specialist in investment structuring and financial planning for high-net-worth clients.”

Skills — what to include

Certifications: list all with the exact name (CPA-20, not “ANBIMA certification”)
Systems: SAP, Bloomberg, SISBACEN — if you used them, mention them
Regulations: BACEN, CVM, compliance, KYC — according to your area
Sector soft skills: ethics, confidentiality, analytical rigor, results orientation

Experience — how to describe it

In the financial sector, quantified results carry significant weight:

Client portfolio: “managed a portfolio of R$50M in assets”
Transaction volume: “processed 200+ credit analyses per month”
Results: “reduced default rate by 15% over 12 months”
Compliance: “led 3 internal audits with no material findings”

Fintechs vs. traditional banks: what to emphasize

Traditional banks (Itaú, Bradesco, Santander)

Clear, consistent career progression is valued
Regulatory certifications are almost always required
Formal, conservative tone in the summary
Prior financial sector experience is a strong differentiator

Fintechs and digital banks (Nubank, Inter, C6)

Analytical, data-driven profiles are highly valued
Python, SQL, and data analysis experience carries significant weight
More dynamic, impact-oriented tone
Ability to work with ambiguity and at fast pace
Product mindset and customer experience focus

Common mistakes in financial sector resumes

Not listing certifications — the biggest automatic disqualifier for roles that require CPA-10/20
Using generic terms— “worked in finance” instead of “corporate credit analysis”
No quantified results — the financial sector speaks in numbers; your resume should too
Including personal ID numbers — CPF, national ID, date of birth do not belong on a resume
Generic objective statement— “seeking professional growth” tells the ATS nothing

Before you apply, check your resume against the job description. Run your resume through our free ATS checker to see which keywords are missing and how your score compares to what banks’ ATS systems expect.

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